Achieve your goals with Our Services

Our Services


We Make The Process Easy And Hassle Free

You should always be looking for a better deal on your home loan. We can help find a solution to suit your needs.  Refinancing to reduce your interest rate by even 0.5% could save you thousands, and put you on the path to paying off your loan sooner, or free up cashflow for other investments.

With our support, refinancing can be a quick and pain free process.  If you have just come out of a fixed rate period, or have had your loan for 3-4 years, now is the time to look into refinancing.

We can help to answer any of the following questions.

  • What rates are currently available across more than 20 lenders?
  • How much will I save by refinancing?
  • What are the costs of refinancing?
  • Are there lenders that will cover the cost of refinancing?
  • Do I need to setup new direct debits?
  • How long will refinancing take?
  • Can I refinance and borrow more for personal or investment use?
  • Is there a penalty if I paid out my existing loan early?
  • Should I go fixed or variable?


The truth is, with lenders looking to be as competitive as possible, there may be a rate out there that will help you build wealth quicker and free up that precious cash flow to help you reach your financial goals sooner.

Let's Chat! Send us a message:

Jacob H.
Jacob H.
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Phil and Shara were both very professional, prompt, and yet easy-going during our refinance process...
Tricha P.
Tricha P.
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Phil and the Intrepid team are fantastic! Our complicated financial circumstances made the process of getting a new home loan quite challenging, but they managed to make it easy and hassle free...
Eleonor S.
Eleonor S.
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Phil is absolutely amazing at what he does. He truly cares about his clients and made my fiancé and I feel really valued throughout our whole experience.
Read More
Phil has been a wonderful mentor and guide in my journey towards building my first home. He would go the extra mile looking for the best possible way forward.

People often ask

At Intrepid Finance, we recognise that every client deserves the best possible loan or leasing solution. That’s why, when researching options, we ignore commission rates and focus on providing quality service. As a result, you never have to pay a cent for our services – the credit provider will pay the broker’s fee or commission directly.

We believe that, by focusing on quality, our clients will get the best service and advice – ultimately leading to better outcomes. So, when you come to Intrepid Finance, you can feel confident knowing that you’re best solution – without any hidden fees.

To achieve your financial goals, you need a trusted partner who can guide you through the complex process of securing loans or leases. A mortgage broker can help by conducting a preliminary assessment of your financial situation and identifying suitable options from the mortgage market. They will also take on the time-consuming task of completing the majority of the application form and compiling the necessary supporting documents. With the application lodged and regularly monitored through internal systems, you can rest assured that the process is moving forward. Let a mortgage broker handle the details and help you achieve your financial dreams.

It’s crucial to know your financial landscape before choosing a loan that fits your needs. With various lenders providing different rates and product features, it can be overwhelming to navigate. That’s where a Mortgage Broker comes in, not only educating you about your options but also guiding you through the complex process of finding the most suitable loan. With a mortgage broker, you can leave the leg work to them, while they negotiate with lenders and tackle any potential obstacles. Rest assured that you’ll have a trusted partner by your side who will help you reach your financial goals.

Mortgage brokers play a crucial role in helping borrowers secure suitable loans for their homes. They work as a liaison between multiple banks or lending institutions, providing access to special deals or rates. In addition to handling the complicated application process, brokers are well-versed in mortgage offerings, market trends, and the borrower’s best options. As members of industry groups such as The Mortgage and Finance Association of Australia, brokers undergo rigorous training to adhere to strict standards and regulatory requirements. With their expertise and industry connections, mortgage brokers can help borrowers achieve their homeownership dreams while ensuring the best loan terms for their needs.

Achieving financial freedom requires a clear understanding of your financial position and goals. Whether you’re an individual or business, it’s essential to assess your income, assets, and liabilities. With a mortgage broker by your side, you can secure a mortgage that aligns with your unique needs, whether it’s for investment, owner-occupied property, refinancing, or commercial finance. The broker can guide you through the entire process and save you valuable time by handling the majority of the loan application on your behalf. From finance pre-approval to settlement, the broker will detail each step involved in purchasing your asset. Get ready to achieve your financial dreams with the help of a trusted partner.

Got Big Financial Goals?

Intrepid Finance Has Your Loan Solution!

Small Cash Loans, Business Loans, Home Mortgages, Car Loans & More
We can help you find the right loan option for you! 

Home Loan

Owning your dream home is a significant milestone that many Australians aspire to achieve.


Are you paying too much interest on your home loan? Make sure you're getting the best deal.

Investment Loan

We take the time to find the right loan structure for your assets and secure your financial future.

Business Loan

Running or starting a business? A loan can provide the funding you need to make it happen.

Car Loan

Let us take the hassle out of the car loan process, so you can focus on the road ahead.

Medico - Healthcare Workers

Home loans up to 100 per cent of the property price without requiring any Lender's Mortgage Insurance.

Small Cash Loan

Ensure you get the best lending option, making your small cash loan quick and painless.

Stay in the Loop

Are you looking for expert insights into the latest finance and lending trends in Australia? Do you want to stay up-to-date with the latest news and advice to help you manage your finances and achieve your financial goals?

Intrepid finance, expert borrowing advice with zero fees
Intrepid finance, expert borrowing advice with zero fees