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Phil and Shara were both very professional, prompt, and yet easy-going during our refinance process...

Phil and the Intrepid team are fantastic! Our complicated financial circumstances made the process of getting a new home loan quite challenging, but they managed to make it easy and hassle free...

Phil is absolutely amazing at what he does. He truly cares about his clients and made my fiancé and I feel really valued throughout our whole experience.

Phil has been a wonderful mentor and guide in my journey towards building my first home. He would go the extra mile looking for the best possible way forward.

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