Premium Brokerage with Personalised Service

Phil Snedden is the Director of Intrepid Finance, a mortgage and finance broking firm based in Western Australia. With over a decade of experience in corporate finance in Sydney, Phil made the move to WA for the wonderful lifestyle it offers. As a member of the Mortgage and Finance Brokers Association of Australia, he is committed to providing the highest level of service to his clients. The name “Intrepid” reflects the adventurous spirit of Phil, his wife, and children who have travelled extensively throughout the world and Australia. Despite settling down in WA, the family’s intrepid lifestyle continues, with many new adventures still to come.

Phil Intrepid Finance Owner
PS signature

Finance Broker & Director

Mel Smith Signature

Finance Broker & Relationship Manager


Customer Service, and knowledgable brokering

With over 15 years of invaluable finance experience, Mel brings a unique blend of expertise and approachability to our team.
Hailing from a small coal mining town in Central QLD, her passion for the world of finance was ignited during her university days in the big smoke where student life laid the foundation for her fascination with the intricacies of various financial landscapes.

Mel’s journey began in banking, and as she climbed the professional ladder, she developed a profound understanding of the industry. What truly sets her apart is not just her expertise but the small-town charm and old-school customer service she brings to every interaction. In an often-intimidating industry, Mel’s friendly demeanor creates an environment where clients feel genuinely cared for throughout their journey.
Witnessing clients achieve their goals brings her immense joy; it’s her personal mission.
For first-time buyers, refinancing, or complex needs, Mel is a trusted broker with a small-town touch. Her experience, approachability, and dedication make her a go-to professional for all your mortgage needs.

People often ask

At Intrepid Finance, we recognise that every client deserves the best possible loan or leasing solution. That’s why, when researching options, we ignore commission rates and focus on providing quality service. As a result, you never have to pay a cent for our services – the credit provider will pay the broker’s fee or commission directly.

We believe that, by focusing on quality, our clients will get the best service and advice – ultimately leading to better outcomes. So, when you come to Intrepid Finance, you can feel confident knowing that you’re best solution – without any hidden fees.

To achieve your financial goals, you need a trusted partner who can guide you through the complex process of securing loans or leases. A mortgage broker can help by conducting a preliminary assessment of your financial situation and identifying suitable options from the mortgage market. They will also take on the time-consuming task of completing the majority of the application form and compiling the necessary supporting documents. With the application lodged and regularly monitored through internal systems, you can rest assured that the process is moving forward. Let a mortgage broker handle the details and help you achieve your financial dreams.

It’s crucial to know your financial landscape before choosing a loan that fits your needs. With various lenders providing different rates and product features, it can be overwhelming to navigate. That’s where a Mortgage Broker comes in, not only educating you about your options but also guiding you through the complex process of finding the most suitable loan. With a mortgage broker, you can leave the leg work to them, while they negotiate with lenders and tackle any potential obstacles. Rest assured that you’ll have a trusted partner by your side who will help you reach your financial goals.

Mortgage brokers play a crucial role in helping borrowers secure suitable loans for their homes. They work as a liaison between multiple banks or lending institutions, providing access to special deals or rates. In addition to handling the complicated application process, brokers are well-versed in mortgage offerings, market trends, and the borrower’s best options. As members of industry groups such as The Mortgage and Finance Association of Australia, brokers undergo rigorous training to adhere to strict standards and regulatory requirements. With their expertise and industry connections, mortgage brokers can help borrowers achieve their homeownership dreams while ensuring the best loan terms for their needs.

Achieving financial freedom requires a clear understanding of your financial position and goals. Whether you’re an individual or business, it’s essential to assess your income, assets, and liabilities. With a mortgage broker by your side, you can secure a mortgage that aligns with your unique needs, whether it’s for investment, owner-occupied property, refinancing, or commercial finance. The broker can guide you through the entire process and save you valuable time by handling the majority of the loan application on your behalf. From finance pre-approval to settlement, the broker will detail each step involved in purchasing your asset. Get ready to achieve your financial dreams with the help of a trusted partner.

Need Financial Assistance?

Small Cash Loans, Business Loans, Home Mortgages, Car Loans & More
We can help you find the right loan option for you! 

Intrepid finance, expert borrowing advice with zero fees
Intrepid finance, expert borrowing advice with zero fees

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