Keystart Refinancing Assessment
Keystart Got You Into the Market. Refinancing Could Save You Thousands.
Keystart was built to get you through the front door, not to be your forever loan. If property values have climbed or your situation has improved, moving to a standard lender could shave years off your mortgage and put serious money back in your pocket.
Over 40 lenders compared · Zero broker fees · Local WA experts
From 30 Years Down to 15? It Happens More Often Than You Think.
Keystart is brilliant at giving Western Australians a start with a low deposit and no LMI. But because it carries a higher standard variable rate, staying on it long term can quietly cost you a fortune.
In one common scenario, refinancing to a competitive market rate helped drop a 30-year loan down to 15 years, saving roughly $265,000 in interest over the life of the loan. Even smaller adjustments can knock years off your loan term without making everyday life feel tight.
Signs You Might Be Ready to Move On From Keystart
You don’t need to have paid off half your house to start looking at better options. A quick review makes sense if:
Your home’s value has gone up
Your income or job has grown
You want loan features that save you money
You simply want a lower rate
No fees. No pressure. Just honest advice from a local broker who’s on your side.
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People often ask
Nothing. Our initial review and mortgage broker services are completely free to you.
In most cases, no. We’re typically paid by the lender once your loan settles.
Your free assessment call takes about 15 minutes. From there, we’ll map out your next steps together.
Not at all. Our initial review is an informal scenario comparison. We only submit a formal application once you’ve seen the exact numbers and given us the green light.
That’s completely fine. We can assess where your equity currently sits and map out a clear timeline so you know the exact moment refinancing makes financial sense.
Ready to Find Out What Your Numbers Look Like?
Don’t leave your biggest monthly expense on cruise control. Book your free Keystart assessment call with Phil or Caroline today and see how much time and interest you could save.
General information only. Lending criteria, eligibility and individual circumstances apply.
